Online Quote
Pros: Get your quote anytime, at your convenience.
Cons: Without a specialist’s guidance, you may choose unnecessary coverages or miss important ones.
Recommended Approach: Fill out the online quote up to—but not including—the payment step. This allows an agent to review your selections, contact you to optimize your coverage, and answer any questions. Be sure to provide a text-enabled phone number for easy follow-up.

Phone Quote
Pros: Benefit from a quote specialist’s expertise to tailor the best coverage at a competitive price.
Cons: Must call during business hours, which may not be convenient.
Recommended Approach: If you can’t call, simply use text messaging for real-time assistance with an agent.